Finance Manager FP&A

Location: Bangalore

Experience: 1+ years

Qualifications: CA Mandatory

About SmartCoin:

SmartCoin Financials Pvt Ltd, Bengaluru is on a mission to create India's largest fully automated financial inclusion organization by offering an array of financial services, including micro-loans to the underserved middle/lower-income segment. Being among the Top 10 Google Launchpad-backed AI/ML Tech start-ups, you will face the challenge of building and scaling the business directly. You will collaborate with brilliant minds across the industry who are passionate about solving the macro issue of financial inclusion. Operating in over 17,000 pin codes in India, we have served over 5.5 million users, ranging from micro-entrepreneurs and small retailers to blue-grey collared workers and salaried employees across sectors.

Our Values:

- Excellence: Take responsibility for the quality and timelines of your actions and own the results till closure.

- Empathy: Put yourself in others' shoes first, work collaboratively, and focus on the larger benefit of all.

- Innovation: Constantly think ahead and build something new and different. Don't fear to fail, but keep experimenting.

- Perseverance: Maintain a 'Never Give Up' attitude. Don't settle for a "No."

- Agility: Speed matters always.

Our Culture:

Do you thrive on working on cutting-edge technology? Enjoy collaborating with innovators during the early stages of ideas, products, or platforms? Want to transform an industry and solve hard customer problems using the latest software technology? Are you ready to work in a dynamic environment and get your hands dirty? Then SmartCoin is the place for you!

What can you expect?

- Opportunity to own part of the company in the form of ESOPs if you are a high performer.

- Competitive salaries (in the 90th percentile).

- Open culture to voice your opinions freely.

- Learn from the best in the industry.

- Impact the lives of billions by financially uplifting them.

- Re-imagine our solutions to provide world-class, best-of-breed solutions and make a major impact on the FinTech industry.

Responsibilities:

- Analyze competitors' financial performance.

- Develop and coordinate the annual planning and periodic forecasting processes and review results against plans monthly, including annual budget planning and monthly estimate process.

- Generate flash results/highlights for Board of Directors' reports and Executive Management reports.

- Conduct various ad hoc analyses and strategically address issues complementary to regular Planning and Analysis processes.

- Participate in Quarterly Competitor Reviews, Quarterly Annotated Supplement, and Quarterly Investment Reports.

- Use metrics to evaluate proposed business decisions.

- Execute time-critical activities for client-facing Financial Planning and Analysis teams.

- Assist in developing review material for internal senior leadership and external regulator reviews.

- Operate with a limited level of direct supervision.

- Exercise independence of judgment and autonomy.

- Act as SME to senior stakeholders and/or other team members.

- Appropriately assess risk when making business decisions, demonstrating consideration for the firm's reputation and safeguarding SmartCoin, its clients, and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency.

Qualifications:

- 4-7 years of experience in accounting and/or finance.

- Experience in financial services preferred.

- Knowledge of financial, analytical, and reporting tools.

- Proficient with Microsoft Office applications, Excel, and PowerPoint skills preferred.

- Demonstrated analytical skills.

- Clear and concise written and verbal communication skills.

Education:

- CA/MBA/CFA with 2-4 years of work experience.